This post has been kicking around in my head for a while. Fuelled by my body getting used to it’s ‘new normal’ over the past few months, I’ve been thinking a lot about what change means in my life and how I’ve finally been able …
Big news ahead guys. BIG news. Before you get too deep in this blog, catch up on how our family has been getting started with Sharesies so far this year; Post 1 > My kids have a share portfolio, Post 2 > Set and Forget …
The seasonal rain hasn’t yet arrived here in New Zealand but there’s no denying that Winter is here. We are currently enjoying bluebird days but the temps aren’t playing around – she’s cold mate!
Along with buying too many jackets and woollen socks (my winter fashion weaknesses!), when the days get shorter I love, love spending time in the kitchen and cooking some classic, hearty meals. Rich gravies and casseroles, slow-cooked, large cuts of meat and traditional kiwi-comfort food like this beautiful chicken pie form the menu for our family over the winter months.
The original Chicken Pie recipe was shared with me by Stevens, I have adapted it a tiny bit to suit our tastes. The gorgeous stoneware casserole dish I used (kindly gifted) is from their Winter Cooking range – shop Oslo Casserole Dish – and as at time of publication is 50% off!
The BEST Country Chicken Pie Recipe
Ingredients:
2 x pre-rolled sheets of puff pastry, big enough to cover your dish
1 free-range egg beaten
75g butter
Olive oil
750g chicken breast chopped into 3cm chunks
1 onion finely chopped
2 cloves garlic finely chopped
300g carrots chopped
15 button mushrooms sliced
130g fresh baby spinach leaves
2 cups chicken stock
2 tbsp plain flour
2 tbsp crème fraiche
2 tbsp wholegrain mustard
Salt and pepper
First, cook the vegetables – melt half the butter with a tbsp of olive oil in a pan over medium heat. Add the carrots and onions, and sauté until softened. Add the mushrooms and cook until the water evaporates, and they begin to brown on the edges. Remove the vegetables with a slotted spoon and set aside. Add the chicken to the pan and brown slightly. Next, add one cup of the chicken stock and return the vegetables to the pan. Simmer for around 20 minutes until the chicken is cooked through.
Spray the Oslo Casserole Dish with oil and line with the first pastry sheet. Remove the chicken and veggies from the pan and place this in the base of your pie dish, reserving the cooking stock in a bowl. Melt the rest of the butter with a dash of olive oil in the pan and sprinkle in the flour stirring gently to brown it slightly. Add the mustard and then the reserved and extra stock, stirring all the time to thicken. Finally, stir through the crème fresh and season with salt and pepper to taste. Stir the spinach leaves through the hot sauce to wilt them, then pour the spinach mustard sauce over the chicken and vegetables, stir gently to combine.
Preheat oven 200°C fan bake.
Lay the second pastry sheet over the filling and using a fork go around the dish edges to seal. With a sharp knife cut two to three steam holes in the top.
Brush the pastry surface with beaten egg and bake for around 25 minutes or when the pastry is golden and crisp.
I was listening to a podcast about stress the other day whilst driving. As with other episodes I have listened to also published by the uber-empire that is Gwynnie Paltrow’s GOOP, I found myself waiting (wanting?) to hit that cringe-worthy moment, which would spell the …
Check out Part 1 of my investment series in collaboration with Sharesies here Just like anything, instilling responsible financial habits in both ourselves and our kids takes both time, patience and practice. As I mentioned last month, we began contributing to the boys’ savings accounts …
I’m partnering with Sharesies over the next couple of months to share our family’s experiences as we dip our toes into investing on the share market for the very first time.
I’ve long lamented how painful it is trying to discuss financial ‘anything’ as a Kiwi. If you’re talking money with anyone but your partner, cue the involuntary squirm and averted eyes in 5, 4, 3, 2………1. But, it’s 2019 and we’ve come a long way baby.
As middle-class consumer spending and debt seem at peak levels here in New Zealand (“just chuck it on the house, she’ll be right”), there is a growing undercurrent of people and families that have said ‘ENOUGH’. The Declutterers, the No-Brand-New, the Mortgage-Free Masters – alternative spending lifestyles and habits are gaining traction and attention. To balance the equation, there is a complementary curiosity developing around alternative ways to save and invest the money previously spent on a more-is-more lifestyle. I can only imagine that by the time my kids are in the workforce, our views on the growth and protection of our financial futures will be even further removed from those grounded in the brick and mortar, quarter-acre dream of yesteryear.
To be totally cliché, the boy’s financial future starts now. Well, it actually started 14 years ago, which is when I opened Ethan’s savings account. Dave and I have been contributing $10 per week to each of the kids’ savings accounts, and that’s starting to add up to a couple of decent chunks of money. I’m also that parent, who has always banked any birthday/Christmas cheques and foreign currency from Dave’s family overseas into their accounts rather than let them blow it on more plastic toys. Instilling a pattern and expectation of saving from a young age is something I strongly believe in.
But, there’s definitely more than one way to skin the proverbial cat, and I’m all about NOT putting all of my eggs in one basket (and using as many colloquial phrases in one sentence as possible!).
As such, I’ve broadened my horizons and created an investment portfolio as of late last year with online investment platform Sharesies. Frustrated by low-interest rates being offered by traditional financial institutions i.e. banks, dabbling in the share market had been on my radar for years. But, like many Kiwis I’m sure, the problem was I had zero idea about how to begin. The launch of Sharesies Kids Accounts was the impetus I needed to register and create investment accounts for myself and both of the boys.
I’m a child of ¼ acre boomers who certainly never dabbled in shares and investments, so the financial acumen of risk and return is something I was never taught. Only around 20% of Kiwis own shares so, educating myself by using the Sharesies platform and passing on that confidence to diversify to Ethan and Nixon, will expand financial literacy in our family for years to come.
How Sharesies Kids Accounts Work
Anyone can open an account for kids under the age of 16, you don’t have to be a parent, but the account does need to be linked to an adult’s Sharesies account.
Kids subscriptions are half the price of adult subscriptions (adults range from FREE for a portfolio of $50 or less to $3 per month if the investment value exceeds $3000, or a $30 annual subscription).
Adding to anyone’s Sharesies wallet with GIFTS from $5 is easy – perfect for those astute friends and family who get the fact that there is a finite number of Hot Wheels that any small boy actually needs.
Working with the boys on setting up their Sharesies investments has been a really interesting process, creating an ongoing, real-world curiosity around some of their funds. One of Ethan’s chosen investments is Pathfinder Global Water, a managed fund (up 6.58% since 13/2/19) which invests in socially responsible companies around the world involved in the water industry. This is such an important social issue right now, the gravity of which is not lost on a young teen, so a vested monetary interest has seen him prick his ears up more often and take note of what’s happening around the world within the industry.
Nixon is pretty keen on the Australian Resources Fund (up 7.08% since 13/2/19), he’s always been obsessed with precious metals, mining, and gems so the pit mine in the thumbnail really spoke to him lol.
Anywho, I feel like I’m ticking something off my Life List so-to-speak by monitoring and growing these investments with the kids. The share market has always been a dark mysterious cosmos, even as an upwardly mobile, uni-educated woman with all the white-privilege one might expect growing up on Auckland’s North Shore (ha!). Using Sharesies has removed that inaccessible stigma and opened the door for some really great learning and increased financial literacy for both the boys and Dave and me.
I’ll be following up next month with another insight into how we are tracking with our Sharesies experience.
One month exactly until I hit the ‘magic’ milestone that is 40 years old, and I’m sliding in to that big birthday with skin that I’m in love with right now. The past 12 months have definitely seen an increased investment in time, money and …
I’m a firm believer that meal kits are one of the greatest, most convenient marvels of modern living – at least for parents lol – we are hooked! However, choosing between the various subscription box options we now have in New Zealand can be a …
The Best Nest Blog turned 11 years old in October (that’s pretty much a century in blogger years lol) and, I must give credit where credit’s due. By very definition, my blog wouldn’t be beaming its way around the world without the web, which I wouldn’t be able to access without the internet. So, thank you mystical online world, existing in the ether, of which I have zero understanding outside of my own domain name!
Much has changed in our family over the past decade, Dave transitioned from a Marine Engineer working with his hands, on boats every day, to an IT Project Manager working from home, Ethan grew waaaayy too fast and is now a bona fide teenager, and our family grew from 3 to 4 with the arrival of Nixon just over 5 years ago. It was at this time that I decided NOT to go back to my former job and to focus exclusively on life as a ‘Mummy Blogger’.
Fast forward to 2018 and Dave and I are happily co-working from home, sharing one, long desk and at last count there are 17 devices in our home (sometimes more) connected to the internet at any one time. That’s mental, but I know our family is NOT highly unusual, at least not here in New Zealand. We are also travelling frequently for work,which presents its own series of online obstacles to overcome.
“With great internet access comes great responsibility”.
Our job as the parents in this online family environment is to facilitate a level of suitable internet accessibility for the boys – and their friends as is often the case. But whilst doing so, there’s an inherent obligation to maintain their online safety, the security of our own digital assets, those of Dave’s employer and the integrity of my own online business.
What
Does Online Safety and Security Mean in 2018?
So, SO much is the short answer, but if we dive a bit deeper we should be covering the following bases across all devices; PCs, Macs, laptops, Chromebooks, tablets and our beloved smartphones;
Virus protection
Protection from hackers
Safe, secure cloud backup to protect precious photos
Financial protection from in-app purchasing – thanks kids!
Moderation of screen time
Age-appropriate content
Real-time protection while using unsecured, public WiFi
The NEW Travel Essential
We just returned from a family trip to the Sunshine Coast. As Dave and I always work during our family travel breaks, being without internet connectivity is simply NOT an option. As such we relied on public WiFi whenever we were away from the Airbnb. On our final day when Dave had Skype meetings after check-out, he had to sit in our rental car outside the library, so he could share his laptop screen, take his meeting and keep working. Not a big deal but, when you rely on internet access so much, even when on ‘holiday’ it would have felt great to know that the network being used was secure. Norton’s got a product to tackle this exact issue that is our new, never-leave-home-without-it tech fave. Meet Norton Secure VPN, designed to keep personal and financial info safe when using public WiFi. One of my late father’s most infamous quotes refers to the fact that he didn’t ‘spend all day in internet cafes waiting for someone to download all of his money’. He was talking to his bank, frustrated at his password reset process lol. However inconceivable this comment may seem, it could potentially happen without protection on a public network.
Dave and I have installed Norton Secure VPN on both of our phones (and Ethan’s) and laptops. What this means is that all data sent and received using public WiFi is encrypted. The creation of a VPN (Virtual Private Network) secures our logins, credit card info etc. and makes our extensive use of public networks just as safe as being at home. That’s one less thing to worry about when we are far from home!
Online
Security at Home…..and Everywhere Else
Ok, real talk – virus protection software is nothing new, so, choosing a product that offers comprehensive, family-friendly benefits is what’s going to impress me.
Norton Security Premium takes the cake here. One subscription protects 5 devices from viruses and hackers, that’s really the minimum requirement isn’t it? Over and above is what we’re really interested in and that’s what this package provides;
25gb secure online storage – LOVE this. Cloud storage is expensive guys, and I’m constantly needing more. Why is this important? Precious family pics are often targeted by ransomware, eek.
Norton Family – a comprehensive toolkit that can work cooperatively between parents and kids to both keep little ones (and not-so-little ones) safe online AND teach them healthy habits around their device usage. The days of not knowing what your kids are actually doing online are over thanks to reports sent straight to your inbox, giving you an easy, automated way to get back in the loop and regain control over the content your kids are consuming when they’re online.
These two fabulous tools from Norton are an easy way for us as parents to take back control of the online activity happening within our families. This isn’t about policing the internet, but, there is no way children have enough impulse control or common sense to make their own uncensored decisions about the content they access online.
I’m a parent and I take that job very seriously. As someone who has dedicated over a decade to creating a viable business online via my own website and through the use of social media, I know just how brutal and often dangerous the internet can be. On the other hand, it’s also bloody incredible, and it’s that facet of online user-experience that I want my boys to access as children.
For more info on Norton Security Premium and Norton Secure VPN, visit their website here, there is a wealth of resources on their site around keeping safe online. Thanks to Norton for sponsoring this post.
Despite the new era of Fake News in which we now find ourselves living, there is a lot of ‘truth telling’ happening across social media as well as in traditional media (the latter to a lesser degree I would argue). The ever-increasing conversations around mental …