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SHOP SMART | BYOD Part 2 + Giveaway

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BYOD (Bring Your Own Device) is hitting our house in 2016 as Ethan heads off to Intermediate. Paying for this is probably a worry that I share with many kiwi families but don’t sweat it as I’m about to share with you my little Gem Visa secret with 6 months interest free on all Gem Visa purchases over $250 anywhere, anytime*. If I buy Ethan’s new Chromebook ($500) with Gem Visa, it will only set me back $83.34 per month (plus fees) if I pay off the balance during the interest free period*! That’s totally do-able! Catch up on Part 1 of the series here.

After I wrote the first post, Ethan, Dave and I had a series of discussions about what ‘we’ were collectively looking for in a device to take to Intermediate next year.  
• My main concern is that the device we purchase has the technical capability to last for the next 2 years
• Ethan’s main concern is that he doesn’t want to be in class, waiting for his device to boot up and get online before he can begin work
• Dave is worried about ensuring that the device we choose is portable and small enough for Ethan to fully utilise it’s capabilities in class everyday as well as not complain about lugging it to school each morning!

So.  In need of advice we headed in to Warehouse Stationery to have a look at the range of laptops, notebooks, tablets and chromebooks on offer with the hope that we would somehow leave with the right one for Ethan.

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Our pre-decided budget of $500 naturally eliminated many options right away, so when we were met by Mike in-store, we gave him that information as well as the three requirements above.  Going into the store with ‘somewhat’ of a plan took so much of the stress out of shopping!  It was amazing, we didn’t know exactly what we wanted but we were able to easily identify what we didn’t want which saved us a lot of time in-store.  We also knew we would be paying with our Gem Visa.  We’ve had it for over 4 years now and it’s our go-to credit card for maximising interest savings (6 months interest free on all Gem Visa purchases over $250*).

As it turned out we didn’t have to muck around too much at all.  Warehouse Stationery are offering an exclusive all-in-the-box solution which made our BYOD shopping so much easier than we had imagined! For $499 we purchased Ethan a Value Bundle which included an HP Chromebook, case, headphones, mouse and warranty protecting against loss and breakage!

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I’m so stoked.  We are organised early, totally avoiding last minute panic buying before the school year begins in 2016, we avoided crowded, stressful stores and were able to have a great chat with the tech experts at Warehouse Stationery who found us the right device at the right price.  The best part?  I’m not short $500 cash right before Christmas and now if I buy the products with Gem Visa and pay $83.34 per month (plus fees) for 6 months, I will have paid off the balance during the interest free period and can relax knowing that I’m not going to incur any interest charges*.

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Get your own kids Tech Ready and utilise Gem Visa’s awesome 6 months interest free offer on purchases over $250* by applying for your card now at To help you out even more, I am giving one of you the chance to win $250 to spend at Warehouse Stationery**.  Enter by commenting below before the 16th of December. Your entry is confirmation that you have read and agreed to the competition terms as stated here.

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*Credit and Lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.45% p.a.) applies to any balance outstanding after 6 month interest free period.  Longer term interest free offers are also available at participating retailers throughout New Zealand, such offers may vary. Gem Visa is provided by Latitude Financial Services Limited

**The organiser and promoter of this competition is Latitude Financial Services Limited is not an organiser or promoter of, nor is it otherwise involved with, this competition.

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